Welcome to Portfolio Financial Strategies.

Category: Finance

Time to fix your rate?

The combination of the Reserve Bank’s recent decision to leave rates on hold and the fact that the movement of fixed rates tends to anticipate the variable rate movements has put fixed rates on the agenda for consideration. Economic conditions indicate that the worst may be behind us, however by the time the RBA decides […]

Is it the right time to salary sacrifice?

When you salary sacrifice to superannuation you and your employer agree to earmark a portion of your salary for your employer to contribute to superannuation for you. These contributions to superannuation will be made at the same time as your employer makes your superannuation guarantee payments or at other times if you make that arrangement. […]